John Collins (David Petersen) is the best "skip tracer" in the business. You miss a payment; he'll take your car. Beg for more time, and he'll empty your house. He's not sadistic, nor is he spiteful; he just honestly believes that every one of his 'clients' have brought their circumstances upon themselves. It's a job, and someone's got to do it, so he might as well do it well.
In fact, Collins' does it so well, that he's already on his way to clinching his debt collection agency's MAN OF THE YEAR award for the fourth year in a row. Only there's just one more account he will need to close: his MOBY DICK. And he'll do anything to wrap it up... Anything.
